We offer some of the most attractive rates in the industry, ensuring your investment is both affordable and profitable. Whether you’re a first-time investor or a seasoned professional, our tailored loan rates fit your unique needs. Let us help you secure the best deal for your real estate goals.
The fastest funding to renovate and flip properties quickly.
Building from scratch with flexible construction financing options.
Secure funding to purchase and grow your rental property patrimony.
Refinance your rental property for better financial terms or cash-out.
Quick, short-term funding for stabilized property transitions.
Expand, refinance and diversify your real estate investment portfolio.
Choosing us means partnering with and experienced lender who is dedicated to help you unlock your real estate investment potential.
Prospera Real Estate Loans boasts an impressive 95% loan approval rate, ensuring more investors can secure the funding they need to succeed.
Prospera has funded over $50 million in real estate and business loans, helping investors build successful projects and achieve their financial goals.
Our clients have consistently rated us with a 100% satisfaction rate on completed projects, highlighting our commitment to delivering exceptional results.
More than 80% of our borrowers successfully repay their loans ahead of schedule, demonstrating the reliability and profitability of their investments.
We're ready to help you to answer any questions.
A Fix & Flip loan is designed for real estate investors who are purchasing properties to renovate and sell for a profit. This type of loan typically covers the purchase price as well as renovation costs. At Prospera, we offer flexible terms to help you finance the entire process, from buying the property to completing the renovation. Our team works with you to ensure your project is funded quickly and efficiently, allowing you to maximize your returns.
A Debt Service Coverage Ratio (DSCR) loan is a type of financing that focuses on the income generated by your property, rather than your personal income or credit score. The DSCR measures the property’s ability to cover its debt payments. At Prospera, we offer DSCR loans to investors looking to finance rental properties with a steady cash flow. If the property generates enough income to cover the loan payments, you can qualify, even if you don’t have perfect credit or personal income.
Our Ground-Up Construction loans are designed for investors and developers looking to build properties from the ground up. Whether you’re building residential or commercial real estate, Prospera provides flexible financing options to cover construction costs, permits, and more. Our team supports you throughout the entire project, offering quick funding and ensuring your build stays on track. We work with you to understand your vision and help you secure the funding needed to make it a reality.
Prospera offers a range of commercial loans to meet the needs of real estate investors and business owners. Whether you're looking to finance office buildings, retail centers, multi-family units, or industrial properties, our commercial loans are designed to provide flexible terms and competitive rates. Our experienced team helps you navigate the process, ensuring you get the right financing to grow your commercial real estate portfolio.
Applying for a loan with Prospera is simple and straightforward. You can start by contacting our team to discuss your project and financing needs. We’ll work with you to gather the necessary documents, such as property details, financial statements, and project plans. Once we have the information, we’ll quickly assess your eligibility and provide a personalized loan offer. Our process is efficient, so you can focus on your real estate goals without delay.
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1-888-908-8556
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