Rental Property Loans

At Prospera Real Estate Lending, we recognize that building a profitable rental property portfolio requires the right financial partner. Whether you’re expanding your holdings, refinancing to optimize cash flow, or tapping into your property’s equity, our Rental Property Loans are designed with your long-term success in mind. 

With tailored financing solutions, industry-leading rates, and a fast, straightforward process, Prospera is your go-to direct lender nationwide for unlocking the true potential of your real estate investments.

Terms & Rates

We understand that keeping costs low is essential to your bottom line. Our rates start as low as 6.25%, allowing you to lock in favorable terms that maximize your cash flow and help your rental business thrive.

  • Flexible Loan Terms: We offer a variety of loan options to match your investment objectives, including 30 and 40-year Fully Amortizing Fixed-Rate Mortgages (FRM) for long-term stability, and 5/6, 7/6, and 10/6 Hybrid ARMs that feature Partial Interest-Only (IO) or Fully Amortizing payment options, giving you ultimate flexibility in structuring your mortgage.

  • High Cash-Out Refinancing: Looking to leverage your rental property’s equity? We offer up to 75% Cash-Out Refinancing and 80% Rate-Term Refinancing, providing you with the liquidity to fund new acquisitions or improvements, enhancing your investment strategy.

 

At Prospera Real Estate Lending, we don’t just provide loans—we provide the tools and expertise to help you achieve your real estate investment goals. Ready to unlock your property’s full potential? Let us help you get there.

Rental Loans

$ 75K-5M