Prospera´s Commercial Property Loans are designed to help investors acquire, refinance, or leverage their commercial real estate assets. Whether you’re acquiring office buildings, retail spaces, industrial properties, or multi-family complexes, our team offers customized financing solutions that align with your goals.
With flexible terms, competitive rates, and fast approval, Prospera is your trusted direct lender nationwide, offering the resources you need to grow and maximize your commercial property investments.
Choosing us means partnering with and experienced lender who is dedicated to help you unlock your real estate investment potential.
Prospera Real Estate Loans boasts an impressive 95% loan approval rate, ensuring more investors can secure the funding they need to succeed.
Prospera has funded over $50 million in real estate and business loans, helping investors build successful projects and achieve their financial goals.
Our clients have consistently rated us with a 100% satisfaction rate on completed projects, highlighting our commitment to delivering exceptional results.
More than 80% of our borrowers successfully repay their loans ahead of schedule, demonstrating the reliability and profitability of their investments.
We're ready to help you to answer any questions.
At Prospera Real Estate Lending, we offer financing for a wide range of commercial properties, including office buildings, retail spaces, multi-family units, industrial properties, mixed-use developments, and warehouse properties. Our loans are designed to support investors across various property types to help you grow and diversify your portfolio.
Our commercial property loans feature flexible loan terms ranging from 5 to 30 years, with competitive interest rates starting as low as 6.5%. We offer both fixed-rate and adjustable-rate mortgages (ARMs), as well as interest-only payment options, allowing you to choose the best structure to meet your investment needs. The terms will depend on the type of property, the loan amount, and your specific financial situation.
At Prospera, we offer high loan-to-value (LTV) ratios, typically providing up to 80% LTV for purchases or refinances. This allows you to leverage your capital and secure the funding needed for larger investments while maintaining a manageable down payment. The loan amount will depend on the value of the property and your financial profile.
Yes! We offer commercial property refinancing options, allowing you to take advantage of lower rates, unlock equity, or change the terms of your existing loan. Whether you want to lower your monthly payments, consolidate debt, or tap into property equity, our rate-term and cash-out refinancing options are designed to meet your specific goals.
Our streamlined process typically allows for approval and funding in as little as 7 to 10 business days, depending on the complexity of the loan and your specific needs. We pride ourselves on providing quick, efficient service, so you can seize opportunities and move forward with your commercial investment without unnecessary delays.